Live the Moment.
Earn the Escape.

• An annual bonus (calculated at 8.33% of the average monthly premium) is declared after completion of an annual renewal cycle where no claims were paid out.
• The Holiday Bonus can be taken in cash within 45 days from the date it becomes payable. If no written cash payment request is received within 45 days, the bonus is transferred into the Special Bonus account. After the 45-day period, the cash option will expire.
• Being a Sun and Sea member, a Holiday Bonus will still be paid into the Special Bonus account if the loss ratio does not exceed 50%. The cash option will not be available if there were any claims during the renewal cycle.

• At the end of every 3-year renewal cycle and every third renewal cycle thereafter, the Holiday Bonus is enhanced with a special Bonus.
• The Special Bonus pays out an additional 200% of the Holiday Bonus that is earned at the end of every third renewal cycle.
• The Special Bonus is paid in two equal installments, together with the Holiday Bonus, a Triple Bonus is created.

Members also receive huge rewards by referring family members or acquaintances to obtain a no obligation insurance quotation from Insure.Fin. In respect of New National underwriting products. If the quotation is accepted within 30 days from the date it was presented, referral commissions of up to R5000 will be paid with a maximum of 35% of the monthly premium.