How does the SUN AND SEA bonus work?

The Sun and Sea bonuses are released monthly into your Sun and Sea account. These bonuses will become available to you after a 36 month period and can then be used to buy tickets to our featured holidays and more.

How much will a SUN AND SEA membership cost?

A Sun and Sea membership ranges from R95 per month to R390 per month. However, Insure.Fin clients get to enjoy a discount of up to 70% off their SUN AND SEA membership premium. This discount is dependent on each client’s individual profile.

Silver membership icon

Silver Membership

A great starting tier for everyday travellers.

Client Type
Domestic
Monthly Fee
R 95
With Estimated Discount
R 35
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Crystal membership icon

Crystal Membership

Added flexibility and extra value.

Client Type
Commercial
Monthly Fee
R 150
With Estimated Discount
R 45
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Gold membership icon

Gold Membership

Priority support and richer benefits.

Client Type
Domestic & Commercial
Monthly Fee
R 200
With Estimated Discount
R 65
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Diamond membership icon

Diamond Membership

Premium experiences with elevated rewards.

Client Type
Premium Domestic & Commercial
Monthly Fee
R 250
With Estimated Discount
R 80
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Platinum membership icon

Platinum Membership

All-inclusive VIP with the fullest benefits.

Client Type
Exclusive Clients
Monthly Fee
R 390
With Estimated Discount
R 150
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How does the Holiday bonus work?

  • An annual bonus (calculated at 8.33% of the average monthly premium) is declared after completion of an annual renewal cycle where no claims were paid out.
  • The Holiday Bonus can be taken in cash within 45 days from the date it becomes payable. If no written cash payment request is received within 45 days, the bonus is transferred into the Special Bonus account. After the 45-day period, the cash option will expire.
  • Being a Sun and Sea member, a Holiday Bonus will still be paid into the Special Bonus account if the loss ratio does not exceed 50%. The cash option will not be available if there were any claims during the renewal cycle.

How does the Special bonus work?

  • At the end of every 3-year renewal cycle and every third renewal cycle thereafter, the Holiday Bonus is enhanced with a special Bonus.
  • The Special Bonus pays out an additional 200% of the Holiday Bonus that is earned at the end of every third renewal cycle.
  • The Special Bonus is paid in two equal installments, together with the Holiday Bonus, a Triple Bonus is created.

How does the Referral bonus work?

Members also receive huge rewards by referring family members or acquaintances to obtain a no obligation insurance quotation from Insure.Fin. In respect of New National underwriting products. If the quotation is accepted within 30 days from the date it was presented, referral commissions of up to R5000 will be paid with a maximum of 35% of the monthly premium.

Insure.Fin may for the following reason decline a referral:
a) The party is already a client
b) The party was insured previously, policy was cancelled less than 24 months ago
c) A risk that is not insurable with Insure.Fin

What to explore with SUN  AND  SEA ?