Live the Moment.
Earn the Escape.

• An annual bonus (calculated at 8.33% of the average monthly premium) is declared after completion of an annual renewal cycle where no claims were paid out.
• The Holiday Bonus can be taken in cash within 45 days from the date it becomes payable. If no written cash payment request is received within 45 days, the bonus is transferred into the Holiday Bonus account. After the 45-day period, the cash option will expire.
• As a Sun and Sea Member, the Holiday Bonus will still be payable provided that the loss ratio does not exceed 50%. The bonus will be allocated to the Special Bonus Account. In this instance, the bonus will not be available as a cash option.

• At the end of every 3-year renewal cycle and every third renewal cycle thereafter, the Holiday Bonus is enhanced with a special Bonus.
• The Special Bonus pays out an additional 200% of the Holiday Bonus that is earned at the end of every third renewal cycle.
• The Special Bonus is paid in two equal installments into the Special Bonus account after the Holiday Bonus payout, effectively creating a Triple Bonus.

Members can also earn substantial rewards by referring family members or acquaintances for a no-obligation insurance quotation from Insure.Fin in respect of New National underwritten products. If the quotation is accepted within 30 days from the date it was presented, referral commissions of up to R5,000 will be paid, capped at a maximum of 35% of the monthly premium.